Green, Yellow or Red Zone Client?

According to the FINRA Investor Education Foundation’s National Financial Capability Study, only 44% of U.S. adults say it’s easy to pay their bills and expenses — down from 54% in 2021 — while 26% say they spend more than they earn. Fixed shifts, long commutes and family commitments can make a second job unrealistic, even…

In the time between review meetings, advisors are often busy doing work for clients (such as portfolio analysis or reviewing insurance needs). This cadence of work is crucial, but it’s also often invisible, especially when no action is needed. The antidote for many advisors is some sort of communication between meetings – from birthday cards…

The recent Giving USA 2026: Annual Report on Philanthropy found that American charitable giving reached a record $617 billion, but each year, less of that money comes from small (living) donors. Instead, donations via bequest surged over 17% during the past year, the largest increase of any major source of giving. A bequest is a…

Erin Moriarity bought her first stock at 8 years old: Campbell Soup, because she liked the kids on the label. Disney came second. By the time she passed her CFP exam in 2016, she’d studied personal finance for decades.  Her YouTube channel, Erin Talks Money, has grown to more than 390,000 subscribers. The audience skews…

Vanguard Adviser Framework Available on Envestnet Wealth Management Platform Through a strategic relationship, the Vanguard Group Inc. is offering its Advisor’s Alpha framework to the wealth management platform of Envestnet Inc., a financial technology company. The portfolio management tools are designed to help financial advisers provide clients more personalized after-tax outcomes, including tax-loss harvesting, through…

The stock market has been on a strong run, but it’s not clear how long it will — or can — last. With elevated valuations, persistent inflation, shifting market leadership and AI enthusiasm reaching a fever pitch, who could blame investors for asking the uncomfortable questions: Is this rally built on solid ground? Or is…